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Financial Plans

Are You Building a House of Cards or a Home?

You know a home requires a solid foundation. But how do you build a solid financial foundation? With so many do-it-yourself retirement investing solutions at your fingertips, it’s easy to think you can simply create your own financial plan without any help.

Managing your own financial planning with a limited understanding of economics, finances, time and without finance professionals to assist you along the way, can have a substantial impact on your future wealth.

Ironically, we don’t question hiring a contractor to lay our home’s foundation, yet roughly, only 50 percent of pre-retiree’s will consult a financial planner to build their financial foundation (Society of Actuaries).

CERTIFIED FINANCIAL PLANNER™ Professionals provide three key services to build a solid foundation:

  • Portfolio Construction
  • Wealth Management
  • Behavioral Coaching

How We Help You Build Your Financial Foundation

We use the STEPPing Stones ™ process. This process looks at your whole life, not just the parts, and supplies you with the tools to SET real goals, TAKE a financial inventory, EVALUATE short, intermediate and long-range goals, PROCEED with concrete action items and PROACTIVELY address change.

We develop a customized plan evaluating a variety of financial strategies and then provide a selection of financial plans that are most relevant to your current situation and match your goals.

The Tools We Use to Help You Build Your Financial Foundation

  • IPO’s
  • Bonds
  • Options
  • Annuities
  • 529 Plans
  • Brokered CD’s
  • Stocks & Bonds
  • Structured Products
  • 100+ Variable Life/Universal Life Insurance Company
  • Bank Deposit Program
  • 13,000+ Mutual Funds
  • Exchange-traded Funds
  • Currencies & Commodities