DISCOVER

There is no lotto in life

You have the ability to make your own fortune. To work towards your own personal lottery and take charge of your finances, you need a plan. It’s a lot like what you did back in college, you chose your college career path, followed the curriculum plan and earned your degree. Yet, many mid-career adults don’t take the time to plan how to use their finances to meet their goals. The idea that retirement is a long way off or that you will save once the kids leave home means you lose out on years of compounded interest. What if you have a major health crisis or your company transfers you out the area? Failing to plan for life’s situations can minimize your career options, prevent you from affording a resource your child needs or delay your retirement.

How you manage your money matters. Your finances are intertwined with every decision you make – where you live, vacations you take, to stores you frequent. Together with i*financial, we can create a customized financial plan that will align with your life’s dreams, protect you from the unforeseen and invest in a way to help create your own personal lottery.

Are You Building a House of Cards or a Home?

You know a home requires a solid foundation. But how do you build a solid financial foundation? With so many do-it-yourself retirement investing solutions at your fingertips, it’s easy to think you can simply create your own financial plan without any help.

Managing your own financial planning with a limited understanding of economics, finances, time and without unbiased finance professionals to assist you along the way can have a substantial impact on your future wealth.

Ironically, we don’t question hiring a contractor to lay our home’s foundation, yet roughly, only 50 percent of pre-retiree’s will consult a financial planner to build their financial foundation (Society of Actuaries).

CERTIFIED FINANCIAL PLANNERS™ provide three key services to build a solid foundation:

  • Portfolio Construction
  • Wealth Management
  • Behavioral Coaching

We use the STEPPing Stones ™ process. This process looks at your whole life, not just the parts, and supplies you with the tools to SET real goals, TAKE a financial inventory, EVALUATE short, intermediate and long-range goals, PROCEED with concrete action items and PROACTIVELY address change.

We develop a customized plan evaluating a variety of financial strategies and then provide a selection of financial plans that are most relevant to your current situation and matched with your goals.

  • Stocks
  • Bonds
  • Annuities
  • Mutual Funds
  • Life Insurance
  • College Savings
  • Credit Evaluation
  • Trust Development
  • Disability Insurance
  • Texas Tomorrow Fund
  • Business/Tax Planning
  • Real Estate Investments
  • Long-Term Care Insurance

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  • IPO’s
  • Bonds
  • Options
  • Annuities
  • 529 Plans
  • Hedge Funds
  • Brokered CD’s
  • Stocks & Bonds
  • Closed-end Funds
  • Structured Products
  • Bank Deposit Program
  • 13,000+ Mutual Funds
  • Exchange-traded Funds
  • Currencies & Commodities
  • 100+ Variable Life/Universal Life Insurance Company

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Research by Vanguard, a leader in self-directed index investing, discovered that working with financial planners does indeed have a positive impact on account values.

Choose where you are in your career to discover
what i*financial can do for you: